Impossible vs. I’m possible

While low inventory is certainly challenging buyers, not having a clear understanding of mortgage financing is also causing issues. By…

In the time that it takes to write one check, you can set it up with your bank and never…

Most homeowners have insurance on their home that additionally, gives them coverage on their personal property.  That is the first level…

Even in the current, low inventory housing market, sellers are resisting the urge to sell it themselves and still seeking…

An unexpected, larger-than-normal water bill could lead a person to think that they might have a leak. Before incurring the…

Paying cash for a home seems like a huge advantage to qualifying for a mortgage and an appraisal. However, for…

A dirty air filter decreases the effectiveness of your HVAC system because it inhibits airflow and allows dirt, dust, pollen…

Originally, in 1913 with the Sixteenth Amendment, Income Tax allowed a deduction on any interest paid by a taxpayer. Prior…

Let’s say that you just won $8,750 on a lottery scratch-off ticket. You’ve decided to be frugal and invest the…

In divorce situations, it is common, for the spouse who keeps the home to refinance to remove the other spouse…

Annual percentage rate is a calculation to accurately reflect the cost of the mortgage considering the note rate of interest,…

During the banking crisis in the Great Recession, certain types of mortgages were unavailable, but are once again now being…

With mortgage rates below 5% since 2009, you’d think any homeowner who should refinance would have already. However, it is…

The process of buying a home can be different based on the price range and whether a mortgage is needed. …

Square footage is commonly used to determine if a home will fit a buyer’s needs.  The price per square foot…