Impossible vs. I’m possible

People tend to fear what they don’t understand. Homeowners understand fixed rate mortgages and remember the horror stories of people…

Mortgage assumptions have not been a practical matter for the last 30 years because mortgage rates have been on a…

The largest expenditure a buyer has when purchasing a home is the down payment which can range from zero for…

Adjustable-rate mortgages are not the right choice for many homeowners especially, if they plan to own the home for a…

It’s common for sellers to consider offering a home warranty or protection plan to make their home more marketable. A…

We have all heard this expression that implies that had a person known earlier in life what they know now,…

Acquisition Debt is the amount of money borrowed used to buy, build or improve a principal residence or second home….

Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number…

Vacation home sales are up 44% year-over-year according to the National Association of REALTORS® based on sales during the July…

With multiple offers the norm on many listings these days, the seller relies on their listing agent to help them…

In the late 80’s, both FHA and VA began requiring buyers to qualify to assume their mortgages. The main reason…

The biggest shock to homebuyers is the soaring mortgage rates of 2022 that doubled in one year resulting in approximately…

The purpose of insurance is to shift the risk of loss to a company in exchange for a premium. Most…

U.S. taxpayers have enjoyed specific tax benefits for home ownership since personal income tax was introduced by the 16th amendment…

An interesting homeownership cycle begins with a starter home and progresses to larger and smaller homes throughout a person’s lifetime.  Within…