Annual percentage rate is a calculation to accurately reflect the cost of the mortgage considering the note rate of interest,…
Buying a Home
When the situation arises that you have a lump sum of cash to pay down your existing mortgage, there may…
The Fannie Mae and Freddie Mac loan limits are adjusted annually to keep up with cost of living but with…
Credit utilization reflects how much of your available credit is being used at a given time. Lower credit utilization indicates that…
Some people consider a house payment as basic as monthly utilities but with a plan and some discipline, you can…
You don’t have to have an Uncle IRRRL but you must be a veteran with a current VA-backed home loan. IRRRL…
The decision to buy first or sell first, has always been a little of the “Which came first: the chicken…
In divorce situations, it is common, for the spouse who keeps the home to refinance to remove the other spouse…
Ask any real estate agent, and they will tell you a similar sad story. The seller, whose home just hit the…
It has been said that more money has been lost due to indecisions than ever was due to making the…