Soft inquiries, sometimes known as a soft credit check or a soft credit pull, do not impact your credit scores…
Credit Score
Credit utilization reflects how much of your available credit is being used at a given time. Lower credit utilization indicates that…
In divorce situations, it is common, for the spouse who keeps the home to refinance to remove the other spouse…
Credit plays a huge role in getting a mortgage because it is a variable that helps the lender determine the…
In cooking, “mise en place” describes having all your ingredients measured, cut, peeled, sliced, grated, as well as bowls, utensils…
You may have noticed that REALTORS® seem to always think now is a good time to buy and they can…
It’s understandable: you’re excited, you’ve found the right home, negotiated a contract, made a loan application and had your inspection. …
The Federal Housing Authority, operating under HUD, offers affordable mortgages for tens of thousands of buyers who may not qualify…
FHA insured mortgages serve a sector of the market that is not necessarily being met by other loan programs. Securing…
One of the three big credit bureaus recently announced a massive hack exposed the personal information of up to 143…